Setting to Create Pre-Selected Asset Folders

I looked through a few of the forum discussions on asset usage/management and wanted to put in a request for the ability to create folders as a setting as you do when setting "Publishing Paths" for the blogs. I see that you can create folders under "site root" and "archive root" when uploading a new asset but it would be nice to do this ahead of time when initially setting up your environment.

My original request was going to be having the ability to host the assets outside of site root & archive root altogether. I had added extra drive space on a separate mount for this purpose with a folder hierarchy to match the structure of the Web sites and blogs outside of the MT structure. I did this without looking into the folder path part of the MT asset management. I saw this was problematic from other post and would be close to having assets available for the whole site.

I this could become possible it would be easier to move the assets from one server to another if necessary since the path structure wouldn't change much.

I looked at assett.pm and saw where the paths were set but I wouldn't know how to go about changing that and I saw somewhere someone stated it would be best done with a plug-in.

Another suggestion would be having the choice of creating a folder for each user and then a video, image, audio, & document folder underneath their user folder just like when you create a system user in UNIX/Linux would be cool

The advantage to this would be that after a while it could become a performance issue if all the assets are in one of a few directories. Though I guess the database can handle all those files in one directory OK if the assets are tagged. From the admin side creating a directory structure as a setting would help.

Now-a-days with how-to-videos and everyone having access to some form of digital imaging and used to posting all forms of data/assets all over making assets easier to trace on the admin side would help quite a bit.

For now I'll make that disk part of my total disk usage for my site instead of a separate mount so I will not waste the space.

I hope a setting for creating asset folders ahead of time & for each user is feasible, thanks for your time!